Posted by: smilinglight on: November 9, 2009
The Hanuman Chalisa is a collection of 40 Dohas written by Tulsidas.
Chanting this is believed to ward off danger and fill us with strength.
The original Hanuman chalisa is in a dialect of Hindi and many of us find it difficult to recite. Although the script is available in Kannada, the language is still hard to follow.
I have uploaded the Hanuman Chalisa given to me by my mother-in-law. This is an adaptation of the Hanuman Chalisa in Kannada. It’s not just a translation but the language itself is Kannada, the meaning and the power I’m sure, being preserved.
Download Hanuman Chalisa in Kannada
I hope many of you find this useful. If there are any corrections that are required, please feel free to let me know.
Jai Hanuman!
Posted by: smilinglight on: December 29, 2008
A lovely Indian dish that makes your mouth water every time you think of it, Jalebi is surprisingly very easy to make. This recipe was taught to me by my friend and i’d like to share it with all. The key is to ferment the batter for at least 36 hours and you will have jalebis as good as they come in the stores.
3/4 cup All Purpose flour
1/4 cup Besan
1 tbsp Yogurt
1 cup warm water
3 cups oil
Orange food color (optional)
A pinch of Baking Soda
1 cup water
1 3/4 cup sugar
A pinch of cardamom powder
1. Add all purpose flour and besan to a bowl.
2. To this add a tbsp of yogurt and a little bit of warm water and mix thoroughly to form a thick batter. Make sure you do not add too much water. The jalebi will disintegrate if you do so.
3. Allow this mixture to ferment over a period of at least 36 hours. So if you are planning to make the Jalebi on a rainy Sunday evening, prepare the batter on Friday.
4. After 36 hours, add a pinch of baking soda, a little bit of water if required, just a pinch of food color and mix well. If the batter is too thin, you can add some more All Purpose flour.
5. Pour this onto a sauce bottle.
6. For the sugar syrup, pour 1 cup water into a pan and add sugar and cardamom powder. Heat this until all the sugar melts. The sugar syrup is ready.
6. Meanwhile heat oil on a low-medium flame and squeeze the sauce bottle in a clockwise manner to make the jalebis. Remember the wrong shape is the right shape.
7. Fry this until it is crisp. Take care not to let it brown.
8. Drain the excess oil and add this jalebi to the sugar syrup. Dip it in the sugar syrup for not more than 10 seconds and immediately transfer it to a plate. Do not place a paper towel underneath the jalebis. It will absorb the sweetness from the jalebis
9. Continue this process for the whole of the batter and serve the hot jalebis with some ice cream and there you go! This quantity makes around 15 jalebis.
Posted by: smilinglight on: December 24, 2008
My friends will soon be starting guy-hunting and they wanted to know how to choose the person who will be right for you in an arranged marriage. There is no fixed formula for this and I say it is always an experiment of probability (I’m studying probability and I just had to bring this in!) where you don’t know what the outcome is until after the experiment is conducted. You will either be happy that you have met your perfect match or realize that you have made an error in judgment. This is true both in the cases of arranged and love marriages, because you never get to know a person until you live with him or her. (There are many who will disagree with me saying that you never get to know them even after that, but they will at least agree with my former sentence!).
But, don’t be discouraged. There are a few things which when realized will make one take sensible decisions and increase the odds of having a happy married life. I am no relationship expert, but I have learned a lot along the way and I’m happy to share hoping it helps.
1. Love is not enough – Love is the most important ingredient in a relationship. But, remember it is not the only aspect that is required. During the first period, love is all one can see and all one needs. But as you progress, it becomes a process running silently in the background. Love must be a strong foundation, but it takes other things to raise the building.
2. The other elements – A marriage, for it to sustain, requires trust, respect for each other’s views, friendship, freedom and above all the following one:
3. Match your values - A good relationship requires as few adjustments as possible. It lasts only when you can be yourself in the relationship. For this to happen, it is necessary that what is important to you should be important for the other person. If these values are conflicting, you can’t expect a happy marriage.
Remember, I am not saying all your interests should match. It would be too boring if it was so. What should be the same are your ethics. There are a few things you absolutely can’t compromise on and if these are the same in your partner, that’s when both of you can be happy.
For example, if you are a person who stands for independence and the other person likes to dominate, one of them has to compromise. This is possible but only to a certain extent. You cannot change your basic values too much. So the perfect match here would be for the independent person to find a person who respects independence and for the control loving person to find someone who prefers to be controlled. All kinds of persons are out there and all you have to do is to find the best fit.
But how do you know who fits you? There are ways to find out:
1. Know yourself – Unless you know yourself, you can never know who you want. Block some time for yourself. Be relaxed, take some coffee or your favorite beverage (just don’t get drunk!), have a paper and clipboard with you and meet yourself.
2. Find out who you stand for - Think about who you are as a person. If this feels too vague, let me explain. Think on these lines.
Answer all these questions honestly and also explore other things that are not mentioned here. Write down what qualities you like, what you don’t like, what you can get along with and what you can’t. This step will go a long way in getting to know what kind of a person you want to marry. You should choose the one who thinks like you do
3. Learn from people around you – You would have met a lot of persons in your life and you can draw a lot from the experience of being with them. These people can be your parents, siblings, friends, or just acquaintances. What they have in common is that, each of them has qualities you like and dislike. Think about each person and list what you like and don’t like. If these same qualities were in your partner, would you like it? This gives an important insight into how far you can tolerate in a relationship.
This is the most difficult part. You can never know a person fully well, especially in a short span of time. These are what you can do.
1. Ask to spend time getting to know each other – Tell them that you do not like to decide in a meeting or two and that you would like some time. Chances are that the other person will agree too.
2. Get comfortable – The first few meetings will always be to strike a good impression. So you will never know the real person. Use this time to just make the other person comfortable with you. If you start having tests for him, chances are that it might make him nervous and he may be too scared to reveal his true self. Enjoy each other’s company and get to know your common interests.
3. See through pretensions – A person can never pretend for a long time consistently. Try to spot the pretensions. Many times, his words will be very different from his actions. Know if the person is just being charming to win you over. Don’t be floored.
4. Ask what he wants in his mate - Usually when anybody is asked this, they give you vague general answers like having a good education, being caring etc. The reason could be that they might not have thought a lot about it. Try to get specific answers like the answers you gave yourself. You will get a vague idea about whether you fit it or not.
5. Now ask the questions you asked yourself – Once you are comfortable talking to each other, ask to see if he fits you. Don’t be judgmental. For if you are, chances are that the person will not answer correctly or he will answer what you like to hear. Make it fun and ask him to be as honest as possible. See if he has what you are looking for.
These are not fool proof, but provide a basic guideline. There will also be your family to help you with it. So have fun and enjoy the process. All the best!
Posted by: smilinglight on: December 9, 2008
Finding GPT Sites and what they are
I stumbled upon these out of sheer boredom. Sitting at home all day, i wondered if i could at least use some of the time to make a little money. And i entered a world of GPT sites. Well, GPT means “Get Paid To”. You earn money for doing simple things like click on ads, or taking surveys or signing up for an offer. I was cautious. I knew not all of them are legitimate. And of those that were, i liked some and disliked a few others. And what i like, i always like to share it with others.
How much can you earn?
These sites which i have listed below are GPT sites which give you half a dollar or a dollar or so for an offer you complete. Don’t be discouraged thinking that amount is insignificant. Remember, small things add up. And add up they do. Remember all the small amounts on your credit card which now have become too much to handle? Anyways, below is the list of sites that i continually visit and make quite some amount of money. You can, on an average earn around 30$ a month on each of these sites. It is not much, but do it on three sites and you already have $100. All of them are 100 percent free. You don’t need to spend money everywhere. There are a few offers which require credit card. But you need not do them. You can always do the free offers.
How do they pay you?
The legitimate ones either pay you by check or by paypal. This is by far, the safest option. You don’t have to give your card information or bank account information anywhere.
Which are the good ones?
This is one of the simplest sites I’ve come across. There are no frills to it. You can go there and start earning money. As simple as that.
Features of this site:
1. Lots of offers to choose from. No fee for anything. You can always ignore the credit card offers
2. They have a minimum payout of $20 in a month. Meaning, you will have to make a minimum of 20 dollars for them to pay you. If you do not make $20 in that month, it’ll be carried over to the next month.
Pros:
1. It’s very reliable. If they say the payment comes on a certain date, it will definitely come to you that day.
2. There are quite a lot of offers to do and they pay well.
Cons:
1. They pay only by check. This could be an advantage or a disadvantage depending upon you.
2. The payment will be only in the later half of the next month. For example, if you earn $20 in December, they will process your check on the 15th of January and you will get the amount only on 21st of January. This is not so bad, you only have to be a little patient. It is well worth the wait.
This site has similar offers and is much more fun. Along with cash earned in offers, there are also chances of winning gold coins, pearl and platinum coins. You can buy fun stuff with them or trade one for another.
Features:
1. It is similar to CashCrate. The minimum payout is $20.
2. Payment method is by check or paypal if you have a paypal account
Pros:
1. The additional earnings in kind are good and makes it more fun
2. Paypal account makes it easier, at least for me.
Cons:
1. Like cashcrate, the payment is processed only in the last half of the next month.
This has become my favorite website. The offers are good, they credit soon and the payment is under 24 hours. The payout is also very low. Just $3.
Features:
1. Minimum payout of $3. 2. Payment is via paypal.
Pros:
1. Low payout and they pay within a day. You don’t have to wait for one and a half months.
2. There are a couple of games where you can make extra money
3. There are a number of contests going on which keeps you motivated to earn more and more
Cons:
1. None that i can think of.
So that was my list. If i find myself consistently attracted to something else, i’ll definitely add it to the list. All the above websites also give you a 20% commission for getting referrals. So go ahead, have fun and maybe you can afford that Wii you wanted all along. 
Posted by: smilinglight on: October 31, 2008
Posted by: smilinglight on: October 24, 2008
The journey on the road yonder
Nature is beautiful as is, but it is only in fall that there is a competition even among its own members. It is during this brief period in the year that leaves change to splendid colors proving that they are no less attractive than the flowers! Perhaps the flowers grew so jealous of the shift in attention that they wished it wouldn’t last. Or the leaves had a last wish of soaring to the peak of beauty just before they dry and fall. Whatever the reason, God blessed them with but a short span of glory.
However, the trees everywhere in the world are not this lucky (or the people I should say). So you can imagine the fervor with which we newbies in the U.S were waiting to catch hold of this sight. And what better place to experience this in than Vermont, the crowning beauty of autumn. With detailed plans made and all fingers crossed, the week of travel finally arrived. Being a large group of eight with four official cooks, the early days of the week were spent in making grocery purchases and preparing handy meals for the tour. Come Thursday night and we were all geared up to roll.
The back of the car was full and looked like our entire household was in it! Wouldn’t it be nice to add a bit of spice to mundane decisions? So we did, in deciding who’ll drive when. We drew lots and had the wives decide their husbands’ luck! The journey was smooth and comfortable though quite a bit long (It was a 16 hour drive from our place!) Initially everybody was enthusiastic and kept the spirits up with games like dumb charades. But gradually, or should I say after dinner, majority succumbed to the joy of sleep. A couple of us though had a temporary bout of insomnia and stayed awake. Other than us, the driver had only an endless list of songs to keep him awake and keep us alive. But it wasn’t as bad as it sounds because of the short frequent breaks we had and constant rotation of drivers.
Cozy little place
At daybreak we were almost across Albany when we began to spot a color here and there. Soon the cameras too had to wake up from their sleep. Nobody entertained the thought that we will be seeing more of the scenery and began flashing the cameras in quick succession. After crossing four states, as we reached the Bennington border we could notice the presence of the distinct architecture of New England counties. From here on, the journey was an absolute pleasure throughout. It was the quintessential country side with quaint little houses and neat gardens in front of them, a sale on every road invariably having bright Halloween pumpkins. Oh, the sight was so lovely. Ask anybody to sleep now! Well, somebody did.
We reached West Dover to our cute cottage styled house on Shady Lane. There was nothing shady about the lane except for a lot of shade! After congratulating one another on making it on time, we ran into the house and quickly surveyed what was to be our home for the next couple of days with the delight of a five year old. We were a tad disappointed to find a room short, but we planned to make adjustments (which though went awry!). We decided to have a couple of hours to rest and get refreshed. Guess what was the first thing to be switched on in the house? The TV. Some were active enough to have a bath and get ready while the rest of us just gathered around the TV. It doesn’t matter how we rest as long as we do, right? Finally all of us were ready to hit the road again.
Scenic drives through majestic hills
Our first visit was to the five covered bridges of Bennington. These were built way back in the early 19th century and all are in close proximity. Due to lack of time, we could cover but a few of them. As we moved, we were amused by the roads. Each town was small and filled with people walking. And almost every little town had a Main Street which was like the commercial hub. There were statues on roads which exactly looked like people too! Next we saw the Bennington Battle Monument where some of the Brigadiers defeated a part of the British Army. Boy is the monument high! We were all peanuts by comparison! We then began our circular scenic route from there all the way up to Ludlow and back. It was past sunset when we reached Ludlow. Since I hadn’t slept in 48 hours, I fought and failed to keep my eyes open. I was awakened in between whenever there was a scenic sight not to be missed. We stopped for some good photographs and were back home for dinner.
Day two was to begin very early, so the lazy bunch (or the wise bunch) including me finished bath the very previous night! This strategy was also to avoid traffic bottleneck near the bathroom! Soon after a round of the adorable ‘Uno’ cards, all of us were fast asleep. The next day began with alarms going off in everybody’s cell phones and there was a lot scurrying back and forth while getting ready. We patted ourselves again for maintaining time and looked forward to the long day ahead.
Day Two
We first stopped by Mt. Snow region which was the closest to our place. The mountain was bright with vivid colors and divided by skiing routes. To be clichéd, it was a sight for the sore eyes! The mountain in the background and each couple in front of it has brought us all pictures waiting to be framed. We stopped at other scenic locations en route. Being with Mother Nature in the morning when you could still find dew hugging the leaves of the grass does wonders to your mood. The whole place seemed so quiet and serene. Our next stop was at Hildene, Lincoln’s family home in Manchester. It pays to be President after all. Imagine having a lovely house in a pristine location like that with the hills and woods in your backyard! The house was well maintained with organized self guided tours for visitors. They played the 1000 pipe organ each time a group of curious visitors hopped in. It is in this house that Abraham Lincoln drafted the plan for Civil War. Some interesting things in the house were a cute egg stand, a huge library where apparently nobody could enter, a large story board for the kids in the house. It was full of pictures of different tales from various lands. The kids would point out the picture of the story they wanted and grandpa would narrate it to them. The heart of the place was the view from the windows. All they had to do was lift the screens and they would have canvases like no man can paint.
Then there were two choices of places to go. A one hour ferry in Lake Champlain or a 10 minute ropeway glide. Both were almost the same distance from Manchester but it was not viable to cover both the rides because of their early closure times. So we unanimously voted for the ropeway tour and off we went way up north to Jay Town. This was a 3 hour ride during a time when you have had lunch and the wind is blowing gently against you as you drive along with the sunlight on your face keeping you warm. As expected, half the people were asleep. The others were constantly thinking of interesting games to cover the journey. Finally a game started off with asking everybody’s favorite actors and went on to some questions involving deep thought like what is the one other thing you would have wanted to be if you were not a human and so. We had to give a good reason for our answers and it all set us thinking. We thoroughly enjoyed those rounds and within no time we were near Jay Peak Arial Tramway. We drove 3 hours for a 7 minute tram ride and were just in time for the last one. As we went higher and higher, we realized every minute of the drive was worth it. We could see the miles and miles of land from there; watch the clouds and even their shadow replicas on the hills. Since it was the peak north, we could see a part of Canada from there. Though the ride is short, they do allow you a 15 minute stay on the hill top. From there it was back home after sipping coffee in a country shop which had a few whacky statements on plates such as “Welcome to Jay Town, but please remember to leave”!! Another one saying “I feel so miserable without you, it’s like having you here”!!! It did bring a few laughs.
Now for some fun and frolic
The plan for Sunday was a trip to Boston before heading back home. Again we were to leave early although nobody had the energy to bathe the previous day this time. For one last time we took a look at the house and off we went from there. Nobody wanted to keep their eyes shut for we wanted to capture the last sights of Vermont with our eyes. The three hour journey seemed quick with rounds of dumb charades. We reached Waltham, a suburb of Boston around noon. The place had so many Indian restaurants and clothes stores with Ghaghara and saris that we felt we were in a market place in India. Though fall was prevalent here too, the number of red trees had visibly dwindled.
After a lunch there, we left to Harvard. It was hot and the traffic was so heavy. Parking was so tough to find. This was our first such experience here in the US. After some struggle, we found a good parking place on the road near Porter Square. We photographed the lane names so that we would remember where we had to come back! We then walked back to the 375 year old university. Along the way, we enjoyed a road festival that was going on at that time. There were people with 6 feet long shoes walking as though they were born with them. There was music and dance. The Harvard campus was buzzing with people, more visitors than students. There was no missing Mr. John Harvard who was there sitting majestically. We also took a look at the Memorial Church , the Harry Elkins library and the Harvard Book Store before taking the Massachusetts Bay Transportation Authority(MBTA also called the T) subway to downtown.
The rails were named red line, orange line and green line depending on the routes. The subway station had interesting questions to ponder over while waiting for the train. We took the red line to Boston downtown. This part was different altogether. While Vermont was peaceful and tranquil, this was bustling with activity. There were downtown maps along the way and we first went to the bay area. The walk was very intriguing with all the tall buildings, the horse carriages with couples and families in them, etc. It was evening and we enjoyed the cool sea breeze for a while. There were telescopes to see the other side where planes were continuously landing. There was also a wedding going on with gorgeous bride and bridesmaids and their gowns. We walked around to the three old markets – North Market, Quincy Market and the South Market. These were full of shops both big and small selling an array of interesting stuff. There were also funny street performances here and there that we stopped by to watch.
Before we knew, it was already time to go back! We took the red line again to Porter Square and had dinner at Pizzeria Uno. Ordering food, all of us began to share experiences and it provided for good conversation. It marked a nice ending to our trip and renewed our friendships. We stayed at Homestead hotels in Waltham, the girls in one room and the guys in the other. It was like a college-girls’ sleepover for us, taking some silly revenges on the guys and reveling in them. We slept quite late after some candid discussions. The guys supposedly slept two minutes after settling in the room.
Bye-Bye Wonderland
We were to start our journey back home early next morning. We were on time again and after a quick breakfast and coffee at Dunkin’ Donuts, it was a long, long journey from there. We couldn’t believe five days of vacation were already coming to an end. The drive was smooth again with frequent breaks and rounds of dumb charades which were getting more difficult and more fun by the hour. By evening, all were tired of using their minds, so it was time for a round of Uno again. We also watched a couple of movies, had dinner at a Chinese restaurant located by the GPS. It was a godsend and we now can’t imagine travel without it.
It was just past midnight when we reached home. From five days of togetherness, fun and enjoyable moments, it was going to be back to our own separate lives and everyday tasks. We all parted promising to have another trip together soon, but this one will always remain in our hearts as the one most cherished.
Posted by: smilinglight on: October 23, 2008
Do you spend the whole day using the internet and then feel guilty? Have you wished you could have a control on the time spent browsing? I certainly have. To the extent that I realize I cannot limit it and would rather someone else did the controlling job.
Hence I wrote a simple program which doesn’t let me browse for more time than i intended to.
Here is what it does:
Crude, but effective nonetheless.
If you would like to use it too, I have the files here. One is for Firefox and the other for Internet Explorer. Download the file depending on the browser you use often.
Usage:
Some points about the firefox program:
The next time firefox is started, it may ask you to restore the session.This is because it doesn’t shut down firefox in a ‘clean’ manner. Click on “Restore” or “Don’t Restore” and simply continue.
This problem does not happen with Internet Explorer.
It is NOT spyware or adware. It is my own plain batch program and I use it myself. Download without worries.
Posted by: smilinglight on: October 16, 2008
It’s been less than a year since we are married and we have made it a point to celebrate our ‘monthly anniversary’ so far! It’s already six months and we thought we’ll have an appraisal of each other and our relationship. Talk about how corporate and personal lives cross each other!
You can have a look at it using the above link or download it directly here:
Download Relationship Appraisal Form
I have attached our appraisal form here. It is both fun and serious at the same time. Hope you enjoy it and I’ll be more than happy if any of you feel it inspired you to have one too! If you have any suggestions of how I could change it, please feel free to do so.
Posted by: smilinglight on: October 6, 2008
This undoubtedly is one of my favorite songs in the new kannada songs genre. Set to a very melodious tone, it takes you to a pensive mode. For those who can relate to at least a part of the movie/characters, the song is sure to bring tears(ok, i am a crybaby i know!). If you are on the brink of losing someone due to a lot of unsaid things piling up, stop reading this and act upon it. If you are not and just wanna enjoy the song, sing along! The lyrics are right here for you:
ಮಳೆ ನಿಂತು ಹೋದ ಮೇಲೆ ಹನಿಯೊಂದು ಮೂಡಿದೆ
ಮಾತೆಲ್ಲ ಮುಗಿದೆ ಮೇಲೆ ದನಿಯೊಂದು ಕಾಡಿದೆ
ಹೇಳುವುದು ಏನೋ ಉಳಿದು ಹೋಗಿದೆ
ಹೇಳಲಿ ಹೇಗೆ ತಿಳಿಯದಾಗಿದೆ
ಮಳೆ ..
ನೋವಿನಲ್ಲಿ ಜೀವ ಜೀವ ಅರಿತ ನಂತರ
ನಲಿವು ಬೇರೆ ಏನಿದೆ ಏಕೆ ಅಂತರ
ನಿನ್ನ ಹಾಡಿನಲ್ಲಿ ಇಂದು ಬೆರೆವ ಕಾತರ
ಒಂದೇ ಸಾರಿ ನೀ ಕೇಳೆಯ ಈ ಸ್ವರ
ಮನಸಲ್ಲಿ ಚೂರು ಜಾಗ ಬೇಕಿದೆ
ಕೇಳಲಿ ಹೇಗೆ ತಿಲಿಯದಾಗಿದೆ
ಮಳೆ..
ಕಣ್ಣು ತೆರೆದು ಕಾಣುವ ಕನಸೆ ಜೀವನ
ಸಣ್ಣ ಹಠವ ಮಾಡಿದೆ ಹೃದಯ ಈ ದಿನ
ಎದೆಯ ದೂರವಾಣಿಯ ಕರೆಯ ರಿಂಗಣ
ಕೇಳು ಜೀವವೇ ಏತಕೀ ಕಂಪನ
ಹೃದಯವು ಇಲ್ಲೇ ಕಳೆದುಹೋಗಿದೆ
ಹುಡುಕಲೇ ಬೇಕೆ ತಿಳಿಯದಾಗಿದೆ
ಮಳೆ..
Hope you enjoyed it.. Please do leave a comment before carrying on with your life.
Posted by: smilinglight on: October 1, 2008
How anyone would love to see the Savings Bank meter go up! For that, one needs to cut down the impulse to spend and make some wise choices. The key is to not go overboard and deny yourself of all pleasures. But, how is that possible? Well, here’s what to do:
1. Track your expenses – Too obvious to mention, but anyway. This is the first step and it is important. You need to know where your money goes and only then you can figure out what to do about it.
Use a notebook and pencil, a self made spreadsheet (that works best for me!) or any other tool available on the web. A month’s expenses would be optimum to track. If you are too impatient to wait for a month, just download your debit/credit card transactions for the last month and analyze them.
2. Stop shopping every week – I used to do this often, but have stopped it now. And it works wonders. Initially we used to go shopping every week and every time we go there, I would buy things on an impulse. All those things would seem necessary at that time. So the best thing to do is not visit it so often.
3. Go through your kitchen and make a monthly/fortnightly list – Forgetting to buy things and hitting the stores again is one of the major sources of spending. Keep a magnetic grocery list on the refrigerator and as soon as anything in your kitchen gets over, put it on the list. Also, rummage through the kitchen and make a list of all things that would get over in a week’s time. And then shop only once a fortnight or a month. That way, you won’t go to a store just because something got over suddenly.
4. Plan a weekly menu – Before going to buy vegetables, make up a weekly menu list. That way, you won’t be buying excessively and vegetables won’t get spoilt too. I also cook according to the plan without having to worry about what to prepare the next day. And since we spend time making a plan, we end up eating a variety of vegetables. Lots of advantages.
5. Fix an amount before you go the store – And don’t go beyond that amount. When you are dropping the items into your cart, just keep a rough idea of how much you’ve spent so far. When you realize you are nearing your allotted amount, you will automatically skip the unnecessary items or look for other options around the product which may be better but you wouldn’t have noticed before at all. Contrary to popular belief, don’t shop in a hurry. If you do so, you are likely to buy whatever meets your eye. Instead shop patiently, take your time and compare products before you decide to buy.
6. Pack your lunch to work – If you are in the habit of eating out every work day, it’s time to cut it down. If you find this difficult, at least do it for a couple of days in the week. But remember to put the money you saved in the savings account.
7. What you save in a day, goes to your account – Else, it gets lost. If you feel you have saved some amount in a day by either not buying what you usually buy or by spending better, put that saved money in your account or piggy bank. Whatever you cut down should show up as savings.
8. Cut down on subscriptions – You are not reading all of it anyway, so try this for a month and see if you miss them. Put that amount in your account.
9. Eat out every week for lesser – Dining out is a major expense. We tried cutting down on this, but it didn’t work for us. Mid week, we would get bored and go out anyway. So I have found a workaround for this. Go out every week, but eat for lesser. If you were spending $30 each time, spend $15 now. Find out the restaurants near your place. Some websites give you the menus and rates for restaurants nearby. Check out, plan and go. This way you will even be exploring new restaurants instead of visiting the same ones.
10. Search for coupons on anything – But only on what you already use. No use buying things which you don’t need just because there are coupons for it.
11. Cut down on hitting the theaters – unless it’s really worth watching. Download or rent instead and in goes that money into the piggy bank.
12. Convert everything to rupees – Being an Indian, when I came to the US, it took time for me to get adjusted to the economy here. 30 dollars seemed like 30 rupees to me and that was way too affordable. I spent and spent till I got a 3000 dollar bill! But now, I know better. I convert everything to rupees and it helps me realize the value of money. I know one dollar is 40 rupees and 10$=400 rupees. It won’t seem like 10 rupees anymore!
13. Find expense-less methods of entertainment – In many cases, people shop as a form of entertainment. Find other methods and enjoy your life. Go to a book store, visit a lake, go hiking, biking, take a stroll with your partner, join a volunteering association. There are more ways to lead a meaningful life.
14. Have a coin jar – Keep it in a place where you empty the contents of your pocket everyday. Put all the day’s change in there and when the jar gets full, convert half to notes and put into savings account. Every cent counts!
15. Cut down on junk and ready foods – This will cost you health and money. Substitute them instead with something prepared at home. Make your own yogurt(here’s how), make your own salsa, try out new foods. Cooking is a relaxing hobby however bad you are at it. So experiment and enjoy!
So these were a few painless tweaks that will put more money in your pocket without reducing the quality of your life( it improves I must say, by making you experience new things ). They are nothing unique or spectacular, but rather a reminder of tried and tested methods which work.